Keep Your Fun Covered — Wherever the Road (or Water) Takes You
At Arnett Insurance, we know your recreational vehicles aren’t just toys — they’re part of how you relax, recharge, and spend time with the people you love.
Whether you’re heading out for a weekend road trip or launching on the lake, we help you stay protected with coverage that follows you wherever you go.
What We Cover
Personalized Protection for All Your Toys
We customize your recreational insurance so you’re not overpaying for things you don’t need — or underinsured when you need it most.
Options may include:
- Liability Coverage
- Collision & Comprehensive
- Medical Payments
- Roadside Assistance
- On-Water Towing
- Total Loss Replacement
- Accessory & Equipment Coverage
Why Choose Arnett for Recreational Insurance?
- Local service from people who understand your lifestyle
- Flexible policy options from top-rated carriers
- Easy bundling with your home, auto, or umbrella insurance
- Fast claims support and responsive agents
Let us help you build a policy that keeps your getaways stress-free.
Serving Recreational Enthusiasts Across Oklahoma & Texas
From Texoma to the Texas coast, we help individuals and families protect the vehicles that make life more adventurous.
Looking for jet ski insurance options in Texas or personal insurance coverages for your fifth wheel in Oklahoma? We’ve got it covered.
Recreational Insurance FAQs
Does my homeowners policy cover my boat or RV?
In most cases, no — or only with very limited coverage. A dedicated policy ensures you’re protected on the road or water.
Do I need insurance for a jet ski?
Yes. Jet skis and other personal watercraft carry liability risk — and may be required for certain marinas or launches.
Can I insure my RV full-time?
Absolutely. We offer both part-time and full-time RV insurance, depending on how and where you travel.
What if I store my boat or RV seasonally?
We can adjust your policy to reflect seasonal use and help you save money during off-months.
