Protect More Than Just Your House
Your home is more than a roof over your head. It’s where your life happens — and it deserves protection that’s personal, not cookie-cutter. At Arnett Insurance, we help you understand your coverage, avoid common gaps, and get the peace of mind you deserve.
We work with leading carriers to find flexible, affordable home insurance in Oklahoma and Texas that fits your lifestyle — and your budget.
What Does Home Insurance Cover?
Your homeowners insurance policy may include:
Oklahoma and Texas Weather Happens — Be Ready
From severe storms to surprise freezes, we know what homes in Texoma are up against. That’s why we help you choose home insurance coverages that match your risks — and explain the details in plain English.
Want to compare your current policy or make sure your coverage limits are where they should be? We’re happy to review what you have.
Discounts & Options That Fit Real Life
We help you explore:
- Multi-policy discounts when you bundle home & auto
- Discounts for protective devices like smoke detectors & security systems
- Flexible deductibles
- Custom add-ons like jewelry coverage or identity theft protection
Serving Homeowners Across Texoma
From Durant and Bryan County to all of Oklahoma and Texas, Arnett Insurance has helped generations of families protect their homes since 1964.
Looking for home insurance in Oklahoma with real support and small-town service? Start with Arnett.
Home Insurance FAQs
What’s not covered by home insurance?
Most policies don’t cover floods or earthquakes — but we can help you add the right protection where needed.
How much home insurance do I need?
We’ll walk you through replacement cost vs. market value and help make sure you’re not underinsured.
Can I bundle home and auto?
Yes — and most carriers reward you for it. Ask us about bundle savings.
Do you insure rental or vacation homes?
We sure do. Let’s talk about coverage for second homes, short-term rentals, and seasonal properties.
